The Best Time to Begin Thinking About Retirement Is In Your 40s
 
It’s easy to understand why many business owners avoid preparing for their retirement. The day-to-day operations of running a successful business often leave little time for thinking far into the future. And for many, the subject is a difficult one to address.
Many owners have […]

Pay attention to the financial glue that holds things together.
Now that the federal estate tax has been “repealed,” what effect will this have on your need for life insurance? Most people will need at least as much as they already have, if not more.
Some people had jumped to the conclusion that with repeal, they would […]

Disability, and the resulting loss of income, can be a major threat to your business. Most small-business owners carry casualty insurance policies to protect their companies against unexpected events — fire and other property damage, product liability and risks stemming from officers’ and directors’ errors or omissions. They may also offer employees such as life […]

Many women today are not just climbing up the corporate ladder, they’re designing and constructing the ladder itself. According to a recent story in Newsweek magazine, women-owned businesses today are growing at twice the rate of men’s. The entrepreneurial spirit clearly has a feminine side.
A 1999 report prepared by the National Foundation for Women Business […]

By Michael K. Lallana
Today’s teenagers are breaking the bank. Just three items, designer athletic shoes at $160.00, a concert ticket at $45.00, and the latest computer game at $325.00, will set you back $530.00 in a heart beat.
Exactly when did spending $160.00 on a pair of tennis shoes begin to seem normal?
Give Them Another View
Parents […]

By Michael K. Lallana
After an unprecedented period of economic growth in America, the majority of Americans have come to realize the importance of planning and saving. However the lack of basic financial literacy among Americans, especially middle and high school students is a serious crisis with potentially long-term consequences.
According to a study by Kid Capital […]

By Michael K. Lallana
In addition to physical traits and family values, our children also inherit something that most parents don’t realize our financial behavior. A new survey that looks at American’s financial behaviors reports that many parents overlook this important responsibility and, as a result, may be passing on poor money management skills to their […]